Sample statistics – LendingClub lender statistics Sept 2007
[EDIT: clarification from LendingClub in the comments, that these stats are a sampling of their numbers as an example]
Some stats on lending club after their first three months. Its just very refreshing to see the openness of the data from LC, & Prosper. For more from LendingClub go here.
First impression is that the data reflects the Zopa and Prosper data closely. In other words we are seeing a trend.
Lender Rankings – Lending Club
Ranking of the top 100 portfolios ordered by estimated ROI (includes portfolios over $25 only)My analysis of the data:
Social lending is a new phenomenon, that people are approaching carefully, but approaching it they are. For now, its about large numbers of small portfolios, that are seeing much higher returns than Banks would pay. The average loan in the other lenders is $5,000, and I assume LC is similar. The risk is widely spread.
Technorati Tags: prosper, zopa, lendingclub, social+lending
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Foreclosure » Analysis of LendingClub lender statistics Sept 2007
Sunday, 23 September 2007 at 01:43
As mentioned the sample analysis shows only the top performers (showing 1 portfolio per lender, who could have more) with a min of 50$. In addition it shows “$10,000+” for those portfolios of “more” than $10k , but does not specify how much more (because of privacy concerns). For more complete statistics see what LC published when it reached $1M in loans:
lenderhttp://blog.lendingclub.com/2007/09/13/100-days-and-a-million-dollars-in-loans/
According to that the avg. investment was more around $1,500
Joaquin Delgado
Sunday, 23 September 2007 at 09:20
Thanks for the clarification Joaquin.
Colin
Sunday, 23 September 2007 at 11:02
Also, as mentioned in the original post, the complete set of loans (active and issued) and lenders (still not disclosing investment amounts above $10k because of privacy) , can be be found here:
http://www.lendingclub.com/extdata/Map.xml
More statistics can be drawn from there.
Joaquin Delgado
Sunday, 23 September 2007 at 17:54
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