http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/ Tracking the evolution of financial institutions Wed, 15 Feb 2012 16:44:07 +0000 hourly 1 http://wordpress.com/ http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/#comment-21741 Mon, 10 Dec 2007 07:07:46 +0000 http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/#comment-21741 I am not very excited about this model from a lending point of view. However, I noticed that to borrowers it can very enticing — some borrowers may actually receive a negative interest rate on their loans. Of course, the model will only be possible if enough lenders are willing to park some money using Zopa and pass along some help to borrowers.

]]> http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/#comment-21337 Tue, 04 Dec 2007 19:16:51 +0000 http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/#comment-21337 [...] at thebankwatch Colin is wondering if the US model of Zopa will provoke [...]

]]> http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/#comment-21209 Sat, 01 Dec 2007 23:01:43 +0000 http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/#comment-21209 @Trey … yes its different, but I am wondering about the appeal to investors. I see friends and fmaily buying CD’s but hard to follow the appeal beyond that.

]]> http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/#comment-21202 Sat, 01 Dec 2007 21:12:50 +0000 http://thebankwatch.com/2007/12/01/us-zopa-works-by-donating-interest-to-help-borrower-friends/#comment-21202 It’s indeed a point of differentiation. Feels more like Facebook than Prosper. I like it.

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