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	<title>Comments on: Holy grail or another false start for identity</title>
	<atom:link href="http://thebankwatch.com/2010/03/04/holy-grail-or-another-false-start-for-identity/feed/" rel="self" type="application/rss+xml" />
	<link>http://thebankwatch.com/2010/03/04/holy-grail-or-another-false-start-for-identity/</link>
	<description>Tracking the evolution of financial institutions</description>
	<lastBuildDate>Mon, 13 Feb 2012 00:48:52 +0000</lastBuildDate>
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		<title>By: Colin Henderson</title>
		<link>http://thebankwatch.com/2010/03/04/holy-grail-or-another-false-start-for-identity/#comment-29078</link>
		<dc:creator><![CDATA[Colin Henderson]]></dc:creator>
		<pubDate>Fri, 05 Mar 2010 04:50:58 +0000</pubDate>
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		<description><![CDATA[Chris ... thanks so much for stopping by.  The LOA -n point resonates and settles the direction for me actually.  I am still working through the white paper, and did not pick up on the significance of the LOA concept, but following your comment here and searching for LOA, now makes sense of it all for me, and goes some way to answering my questions.  

As you note, this is where it all begins, and something this large has to begin somewhere.  

As a side-note, I am impressed by your steadfast adherence for an open identity model, and seeing Google as part of this partnership makes me appreciate that you are personally moving Google strategy. I commend you for that.  That is not inconsequential.  

Best wishes and good luck.]]></description>
		<content:encoded><![CDATA[<p>Chris &#8230; thanks so much for stopping by.  The LOA -n point resonates and settles the direction for me actually.  I am still working through the white paper, and did not pick up on the significance of the LOA concept, but following your comment here and searching for LOA, now makes sense of it all for me, and goes some way to answering my questions.  </p>
<p>As you note, this is where it all begins, and something this large has to begin somewhere.  </p>
<p>As a side-note, I am impressed by your steadfast adherence for an open identity model, and seeing Google as part of this partnership makes me appreciate that you are personally moving Google strategy. I commend you for that.  That is not inconsequential.  </p>
<p>Best wishes and good luck.</p>
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		<title>By: 15Mb: yet another blog from Dave Birch &#187; Blog Archive &#187; My tweets on 2010-03-04</title>
		<link>http://thebankwatch.com/2010/03/04/holy-grail-or-another-false-start-for-identity/#comment-29076</link>
		<dc:creator><![CDATA[15Mb: yet another blog from Dave Birch &#187; Blog Archive &#187; My tweets on 2010-03-04]]></dc:creator>
		<pubDate>Fri, 05 Mar 2010 00:06:52 +0000</pubDate>
		<guid isPermaLink="false">http://bankwatch.wordpress.com/2010/03/04/holy-grail-or-another-false-start-for-identity/#comment-29076</guid>
		<description><![CDATA[[...] @petervan More OIX http://thebankwatch.com/2010/03/04/holy-grail-or-another-false-start-for-identity/ (another step forward for openid?) [...]]]></description>
		<content:encoded><![CDATA[<p>[...] @petervan More OIX <a href="http://thebankwatch.com/2010/03/04/holy-grail-or-another-false-start-for-identity/" rel="nofollow">http://thebankwatch.com/2010/03/04/holy-grail-or-another-false-start-for-identity/</a> (another step forward for openid?) [...]</p>
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		<title>By: Chris Messina</title>
		<link>http://thebankwatch.com/2010/03/04/holy-grail-or-another-false-start-for-identity/#comment-29073</link>
		<dc:creator><![CDATA[Chris Messina]]></dc:creator>
		<pubDate>Thu, 04 Mar 2010 15:57:53 +0000</pubDate>
		<guid isPermaLink="false">http://bankwatch.wordpress.com/2010/03/04/holy-grail-or-another-false-start-for-identity/#comment-29073</guid>
		<description><![CDATA[It&#039;s worth pointing out that this is really just the first step down this path, and it take a lot of work to build federated trust models — which are really necessary if we&#039;re ever going to see transactions of any value be carried over OpenID and related technologies.

As for your point about Google not knowing who you are — there are two responses. First, this trust framework really only deals with what&#039;s called &quot;LOA 1&quot;, which is the first of NIST&#039;s four &quot;levels of assurance&quot;:

http://www.cio.wisc.edu/security/initiatives/levels.aspx

Therefore if you use your OpenID at LOA-1, your IDP doesn&#039;t need to have verifiable proof that you are whoever you say you are. In fact, they really have no way to know who&#039;s on the other end of the connection — this is essentially self-asserted identity. If I said my name was &quot;Fred&quot;, you&#039;d say, &quot;Nice to meet you Fred&quot; and treat me as though I were a stranger.

The more interesting cases show up in LOA-2, 3, and 4. But this is where it all begins.]]></description>
		<content:encoded><![CDATA[<p>It&#8217;s worth pointing out that this is really just the first step down this path, and it take a lot of work to build federated trust models — which are really necessary if we&#8217;re ever going to see transactions of any value be carried over OpenID and related technologies.</p>
<p>As for your point about Google not knowing who you are — there are two responses. First, this trust framework really only deals with what&#8217;s called &#8220;LOA 1&#8243;, which is the first of NIST&#8217;s four &#8220;levels of assurance&#8221;:</p>
<p><a href="http://www.cio.wisc.edu/security/initiatives/levels.aspx" rel="nofollow">http://www.cio.wisc.edu/security/initiatives/levels.aspx</a></p>
<p>Therefore if you use your OpenID at LOA-1, your IDP doesn&#8217;t need to have verifiable proof that you are whoever you say you are. In fact, they really have no way to know who&#8217;s on the other end of the connection — this is essentially self-asserted identity. If I said my name was &#8220;Fred&#8221;, you&#8217;d say, &#8220;Nice to meet you Fred&#8221; and treat me as though I were a stranger.</p>
<p>The more interesting cases show up in LOA-2, 3, and 4. But this is where it all begins.</p>
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