The Bankwatch

Tracking the consumer evolution of financial services

Archive for the ‘research’ Category

things I read yesterday … 06/25/2008


  • tags: Canada gazette, deposit taking institution

    • “regulated deposit-taking institution” means an entity that is supervised or regulated by a Canadian or foreign financial services or banking regulator and is authorized to accept deposits from the public. (institution de dépôt réglementée)
  • 2002 memo in connection with an assertion that Paypal were illegally conducting banking activity. Result was no action taken.

    tags: nysbd, paypal

    • certain of PayPal’s services constituted illegal banking activity and that those services should not be provided to New York customers

Written by Colin Henderson

June 25, 2008 at 10:30

Posted in research

things I read yesterday … 06/23/2008


  • Anyone younger than about 30 doesn’t seem interested in having an email address period, let alone caring whether it’s hermanzweibel@rocketmail.com or whatever. My teenaged daughters and their friends never use email anyway — they text message (in which case all you need is a phone number) or they use Facebook messages as a way of communicating. I send them email and they never get it. Do they have email addresses? Yes, and they are a combination of their names, underscores, numbers and nicknames, and so on — and they couldn’t care less.

    tags: mathewingram, ymail, GenY, email

    • Anyone younger than about 30 doesn’t seem interested in having an email address period, let alone caring whether it’s hermanzweibel@rocketmail.com or whatever. My teenaged daughters and their friends never use email anyway — they text message (in which case all you need is a phone number) or they use Facebook messages as a way of communicating. I send them email and they never get it. Do they have email addresses? Yes, and they are a combination of their names, underscores, numbers and nicknames, and so on — and they couldn’t care less.
  • 2006 memo by Brad Garlinghouse re Yahoo being spread too thin

    tags: yahoo, garlinghouse

    • An internal document by Brad Garlinghouse, a Yahoo senior vice president, says Yahoo is spreading its resources too thinly, like peanut butter on a slice of bread. Full text of the document is below.
  • tags: moneyaisle, clblog, financial glossary

    • Education is one of the primary objectives of this blog. Occasionally we will explore and explain commonly used, and often misunderstood, banking terms. We recommend two resources that help define financial terms: Investor Words and Morgan Stanley.
  • Process for funding loans at Lending Club. Describes the relationship between lenders, borrowers, LC and Webbnak. Graphic contained in the Lending Club S-1 filing.

    tags: clblog, lending club, social lending platform

Written by Colin Henderson

June 23, 2008 at 10:30

Posted in research

things I read yesterday … 06/21/2008


Written by Colin Henderson

June 21, 2008 at 10:30

Posted in research

things I read yesterday … 06/20/2008


Written by Colin Henderson

June 20, 2008 at 10:30

Posted in research

things I read yesterday … 06/19/2008


Written by Colin Henderson

June 19, 2008 at 10:30

Posted in research

things I read yesterday … 06/17/2008


Written by Colin Henderson

June 17, 2008 at 10:30

Posted in research

things I read yesterday … 06/16/2008


  • tags: simplicity, laws of simplicity

  • tags: laws of simplicity

  • tags: freindfeed, attention

    • FriendFeed’s founders have most likely learned yet another lesson from their old employer. Google has set itself up to be the gateway for the bulk of the world’s digital information. There’s a lot of power in that. FriendFeed is setting itself up to be the gateway for our attention. We’ll become extremely reliant on it to do the grunt-work of filtering and alerting us to what’s important to us. It will become a service we can’t live without.
  • “I believe that FriendFeed has the potential to become as big as Google” | Steve Rubel

    tags: friendfeed, google, megatrends

    • My latest fascination is FriendFeed, a site that in one place aggregates your friends’ streams from across different social sites. Right now FriendFeed’s audience is paltry. According to Compete, it has 300,000 active users. Still, I believe that FriendFeed has the potential to become as big as Google.
      Others who are vying for the same crown include SocialThing, Facebook and Google itself.
    • As an early FriendFeed enthusiast, I find myself increasingly turning to its terrific search engine when I need product and service information. You can give this a try yourself at friendfeed.com/search/advanced.
  • tags: netbanker, BofA

    • Even more interesting to me was the news that the bank has “nearly 25 million” online banking users. That’s 3 million more than the bank had last fall, an impressive 13% gain. Six years ago, there weren’t even 20 million online banking households in the entire country (see note 1).
  • “Open and RBC Signature No Limit Banking account, and you could get a free Eee PC”

    tags: rbc, Asus eee

    • If you’re looking to surf the net at a coffee shop, upload your latest vacation photos or just to stay in touch with your friends and family, a whole new mobile experience is now at your fingertips.

      • Compact design, screen size 7″, only 0.92 kg
      • Wireless connectivity
      • Over 40 built-in applications

  • About VRM

    VRM, or Vendor Relationship Management, is the reciprocal of CRM or Customer Relationship Management. It provides customers with tools for engaging with vendors in ways that work for both parties.

    tags: no_tag

    • About VRM

      VRM, or Vendor Relationship Management, is the reciprocal of CRM or Customer Relationship Management. It provides customers with tools for engaging with vendors in ways that work for both parties.

  • tags: joeandrieu.com, VRM

    • What’s needed for VRM to work ?

      We need to work through electronic marketplace issues from customers’ perspectives, with attention to the full power of relationships, finding consistent ways to create new value through the network. For the Standards Committee, that means a public conversation starting with users and requirements. Once that is vetted in an open source manner, we can explore particular implementations. We believe that with a well defined, high quality requirements specification, service providers will emerge to deliver those services.

  • Written by Colin Henderson

    June 16, 2008 at 10:30

    Posted in research

    Follow

    Get every new post delivered to your Inbox.

    Join 245 other followers

    %d bloggers like this: