The Bankwatch

The Next Web details a Forrester report on smartphones and tablets that quantifies what we are all seeing;  mobile is the future of computing.  There are some interesting takeaways after the graphic.

Relevance to Bankwatch:

1. Blackberry:  “Business users will factor heavily into these numbers, with some 350M employees using smartphones.” – this translates into very bad news for Research in Motion.  While that might be a statement of the obvious, RIM surely have just fallen off a cliff and don’t know it.
2. Security:  Banks really need to develop a strategy beyond having an app.  More and more I find myself using my bank iphone app over the web version, but I still use both.  But that is only the beginning.  Something about mobile increases my expectation of the mobile app.  I want it to follow me around, know where I am and more importantly know where I am not.  There can be strong security and spending support associated with mobile. 
3. Notifications:  smartphone notifications become a standard part of ones day, but no bank notifications yet. Think balance, transactions, auto deposits/debits, offers.
4. Bookkeeping:  many apps today allow collection of financial data (think Evernote) by parsing pictures of receipts and statements into searchable documents just from taking a picture.  This ship has probably sailed but is no bank considering such a service?  What could possibly lock in customer loyalty more than storage of all a customers financial data.